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The only website that you'll ever need for BC mortgage information |
John Santos-Ocampo, AMP
Mortgage Broker, Invis
Vancouver, BC
Direct Line: (604) 506-0397
email: johnso@bcmortgage.ca
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Quick Links.
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Member:
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Know your mortgage options and save money. BCMortgage has over 200 pages of mortgage information specific to British Columbia, Canada. You'll find what you need to know to get the mortgage that's right for you.
DON'T get your mortgage from a national based firm
out in Toronto. We are Vancouver based so your mortgage gets the
personal attention it deserves. As an INVIS partner, you'll benefit
from the market clout of one of Canada's largest mortgage brokerage
houses.
Get a Mortgage Pre-Approval
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Before you start your home search, you need to know how much you are qualified to purchase. The amount you qualify for depends on a variety of factors such as your credit, down payment, your income. the interest rate plan and the lender you choose. While you may be able to get pre-approved at your bank, they will not be able to provide the same range of products and mortgage limits that a mortgage broker can. Before you make that important decision to purchase, you owe it to your self to meet us. Learn more about the pre-qualification process here. |
Attend a First Time Home Buyer Seminar
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If you're purchasing your first home, you'll need to attend our comprehensive first time home buyer seminar. Our seminars are held at various locations in the Vancouver area . You'll hear from experienced professionals on the steps involved; how to save money on your purchase and mortgage; first time home buyer benefits; the legal aspects of your purchase. Click to see the schedule of upcoming seminars. |
Home Buyer Videos
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Many of us learn visually. That's why we provide highly informative videos on the steps to purchasing a home, how to improve your credit score and how to renovate your home. These video series is an important first step to understanding the home buying process. At BCmortgage.ca, we specialize in first time home buyers. Our job is to provide you with the information and the tools for you to make the best decisions so you save money. Click here to go to our Video page |
Sign up for a Market Newsletter
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Where are interest rates going? Is it time to lock-in? Should you get a fixed rate mortgage or a variable rate mortgage. These are a few questions every homeowner needs to know. Click here to sign up for a newsletter. Click here to view this month's newsletter. |
What will you find in this website
Interest Rate Options
We are all flooded with information on different interest rate options - fixed rates, closed mortgage, variable rate, capped interest rate, teaser rates. This website is designed to guide you through the maze of interest rate options so you can make an informed decision. As a Vancouver-based mortgage broker, I have access to more lenders giving you a better interest rate. Sign up for First Rate - e-zine designed to help you sort out trends in the interest rate market. Click to see a sample ezine.
Down Payment Options
In today's competitive mortgage market in British Columbia, there are a variety of down payment options - even no down payment options. You need to know that each of these products are available and the advantages of using each product.
Special Mortgage Programs
We have access to a variety of programs that allow you to obtain more than what a traditional lender can offer. Mortgages for self-employed, previously bankrupt individuals, new immigrants, non-residents (United States, United Kingdom and Asia), low credit scores and tax deductible mortgage strategies.
Resources for home buyers
You can also find a variety of electronic brochures, mortgage calculators, documents and forms commonly used during the mortgage process. Some of the documents you'll find are the Home buyers' Plan form (used when you are withdrawing from your RRSP), sample salary and gift letters and Home Buying Step By Step (a CMHC publication).