| Issue |
Topics |
| 4th Quarter 2002 |
New immigrants, Interest rate trends,
Product focus |
| February
2003 |
Interest rate trends, Inter-alia mortgages |
| March
2003 |
Interest rate trends, No down payment
mortgages |
| August
2003 |
Property purchase tax, Purchase plus
improvement, Lawyer vs. Notary? |
| September
2003 |
How much do you qualify for?, No down
Payment Options, Improving your credit score |
| October
2003 |
Cashback mortgages, Title Insurance, What
is an appraisal? |
| November
2003 |
Mortgage life insurance, Survey
certificate, GST for Home Buyers |
| December
2003 |
Do you need a guarantor? New immigrants
and high-ratio mortgage, Sample forms used in mortgage
applications |
| February
2004 |
Pre-Approvals - What does it mean? Equity
mortgages |
| March
2004 |
CMHC Flex Down payment |
| June
2004 |
June 2004 Interest and market trend newsletter;
CMHC Market Outlook |
| July
2004 |
July 2004 Interest and market trend
newsletter - Gap between Fixed Rate Mortgage and Variable Rate Mortgage Widens;
Mortgage Holders Win Lawsuit Against Banks; Bank of Canada keeps key rate at four decade low |
| August
2004 |
Aug 2004 Interest and market trend
newsletter; When you can't decide whether to fix or to float;
Vancity's Homeprime Capped variable rate mortgage; Scotia STEP Mortgage |
| September
2004 |
Sep 2004 Interest and market trend
newsletter; Use Total Cost Analysis (TCA) to quantify your costs;
Valley Homes Prices Jumping; House Sales Generate A Fortune In Spinoffs |
| October
2004 |
Oct 2004 Interest and market trend
newsletter;
To Fix or to Float - the debate rages on; Canada Inflation Slows, Prompts Rate-Hike Doubts; |
| November
2004 |
Nov 2004 Interest and market trend
newsletter; No Income Qualifier (NIQ) Mortgages for Business Owners;
BC's housing boom likely to continue into 2005 |
| December
2004 |
Dec 2004 Interest and market trend
newsletter; Is it time to consider purchasing a vacation property?
Average house price to top $400,000 |
| March
2005 |
Mar 2005 Interest and market trend
newsletter; Mortgage Life Insurance - Should you take your bank's offer?
First time home buyer BC Property Purchase Tax threshold increases |
| April
2005 |
Apr 2005 Interest and market trend
newsletter; Purchasing your first investment property;
CCRA's rental property guide; Your guide to renting a home from CMHC. |
| May
2005 |
May 2005 Interest and market trend
newsletter; Capital gains tax rules for principal residences;
First time home buyers benefit from lower costs |
| June
2005 |
June 2005 Interest and market trend
newsletter; Home sales soar sky-high; Fewer people can afford to buy homes |
| July
2005 |
July 2005 Interest and market trend
newsletter; Tips on minimizing taxes on your investment property purchase?
Is the real estate bubble about to burst? |
| August
2005 |
Mortgage market
commentary; Purchasing a 2nd home with no money down;
Interest-Only mortgages |
| September
2005 |
Umbrella Mortgages; Improving your credit score;No housing bubble in Canada |
| October
2005 |
State of the Canadian
mortgage market, interest rate trends, fix or float,
Strong housing market to continue |
| November
2005 |
Bank of Canada increases
the overnight rate, Will Dunning's report on the
Canadian residential mortgage market; To fix or
float? |
| December
2005 |
Interest rate trends; pre
approvals and what they mean; |
| January
2006 |
Prepayment options;
Vancouver housing market; 2005 Real Estate
Sales |
| February
2006 |
Your home purchase
strategy; Ozzie Jurock seminar promotion |
| March
2006 |
Interest rate trends, 30
year, 35 year amortizations; 2006 home sales
statistics; interest graph and trends |
| April
2006 |
Prime rate increases; BC
Property purchase tax; Housing prices higher; Condo
prices; mortgage interest ratess |
| May
2006 |
Don't apply for credit when you need it;
Where to invest in real estate |
| June
2006 |
The Smith Manoeuvre;
Mortgage rate strategy, Housing boom to last 2007 |
| July
2006 |
Interest only mortgage;
Cost of first home; Interest rate trends |
| September
2006 |
Home Equity Line of
Credits; Mortgage refinancing |
| October 2006 |
Interest rate trends;
Interest Only mortgages |
| November
2006 |
Interest market
commentary; AIG mortgage insurance |
| December
2006 |
New zero down rules;
AIG's 40 year amortization |
| February
2007 |
What can a mortgage
planner do for you? Deferred closing costs |
| March
2007 |
Can you benefit from a
longer amortization? |
| April
2007 |
The total cost of an auto
loan; Upcoming mortgage seminars |
| May
2007 |
Genworth insures rental
properties; Mortgages for self-employed |
| August
2007 |
Pre-Approvals: What You Need to Know;
Purchase your second or vacation home with zero down |
| September 2007 |
Capital gains tax rules for principal residences; Tips on minimizing taxes on your investment property purchase? The Top 5 Credit Misconceptions |
| October 2007 |
The Best Time to Buy a Real Estate; Variable rate mortgages are now priced at Prime less 0.50%; Improving Your Credit Score |
| November
2007 |
Firstline's Double
Presidential Mortgages, 4 Ways to Paydown Your Mortgage Quicker, Experian study shows that 30% of US Consumers improved their credit score in 6 months |
| December
2007 |
Learn what closing costs
to consider; Should you have a pre-purchase hom
inspection |
| February
2008 |
Should you consider
switching to a variable rate mortgage? Purchase
investment property with no money down; Obtain a Tax Refund On Your Home Purchase Using Your RRSPs;
BCMortgage.ca Selected Finalist for the CMP Canadian Mortgage Awards |
| March
2008 |
Where are house prices in Vancouver / BC headed in 2008?
Forecasts from the Big 5 Banks Indicate a Downward Trend in Interest Rates;
What Features To Look For in a Variable Rate Mortgage |
| April
2008 |
The Top 5 Credit Misconceptions, Pre-Approvals: What You Need to Know, The Cost of a Cashback
Mortgage, Mortgage Solutions for Seniors: Reverse Mortgage vs. HELOC |
| May
2008 |
Forecasts from the Big 5 Banks Continue to Point to Easing of Interest Rates, CMHC�s Vancouver Housing Market Update, How to Qualify for the Largest Mortgage Amount, Variable Rate Mortgage Holders Usually Come Out Ahead of Fixed Rate Mortgage Holders |
| June
2008 |
Treatment of Rental Income for Investment Properties; Consumers Satisfied with their Mortgage; Forecasts from the Major Banks Still Point to Lower Rates;
First National�s Excalibur programme - The Latest Casualty in the Sub-Prime Crisis |
| July
2008 |
Interest rate trends;
Monthly Review of Interest Rates from the Major
Banks |
| August
2008 |
Gas Prices and its Impact on the Real Estate Market, Monthly Review of Interest Rate Forecasts, What is a good credit score for a mortgage application? Zero Down & 40 year Amortization Mortgages to End |
| October
2008 |
Rates are Up for Variable Rate Mortgages;
Monthly Review of Interest Rate Forecasts from the Major Banks |
| November
2008 |
Prime rates all over the
map; New Videos added to website; Reasons to
refinance your mortgage; Renewing your mortgage |
| December
2008 |
Condo prices drop;
interest rate forecasts for 2009 |
| January
2009 |
Monthly interest rate and
mortgage trends update |
| February
2009 |
How to get pre-approved
for the highest amount, 2009 Federal Budget,
consider refinancing to save money |
| March
2009 |
Monthly Review of Interest Rate Forecasts from the Major Banks;
When Is a Condo Not a Condo? Looking for a down payment on a home? Check your RRSPs |
|
April 2009 |
Should you break your
mortgage? Understanding Home Purchase Costs |
|
May 2009 |
MCAP no frills mortgage;
Genworth tightens credit requirements; Bank of
Canada interest rates |
|
June 2009 |
Merix Offers 50-50
Fixed-Variable Mortgage; Tips for Boosting
Affordability; Interest rate specials |